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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,460 | $183,592+72.9% | $155,574+104.1% | $145,877+117.6% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 17.88% | 61.37%-43.5pp | 64.87%-47.0pp | 551.28%-533.4pp |
| Employer contribution / active EE | $7,402 | $5,317+39.2% | $4,676+58.3% | $4,663+58.7% |
| Participant deferral / active EE | $5,195 | $6,466-19.7% | $5,629-7.7% | $6,691-22.4% |
| Admin fee / account holder | $9,383 | $19,316-51.4% | $15,914-41.0% | $13,402-30.0% |