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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,237 | $172,111+140.7% | $150,298+175.6% | $137,256+201.8% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 16.83% | 69.37%-52.5pp | 62.79%-46.0pp | 220.34%-203.5pp |
| Employer contribution / active EE | $8,698 | $4,636+87.6% | $4,154+109.4% | $4,156+109.3% |
| Participant deferral / active EE | $6,670 | $6,166+8.2% | $5,453+22.3% | $6,407+4.1% |
| Admin fee / account holder | $11,200 | $16,471-32.0% | $14,116-20.7% | $12,270-8.7% |