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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,987 | $62,589-68.1% | $76,768-74.0% | $64,173-68.9% |
| Participation rate | 73.5% | 72.8%+0.7pp | 77.0%-3.5pp | 69.6%+3.9pp |
| Annual return | 0.00% | -1.95%+1.9pp | 2.43%-2.4pp | 7.63%-7.6pp |
| Employer contribution / active EE | $1,672 | $1,832-8.7% | $2,485-32.7% | $2,381-29.8% |
| Participant deferral / active EE | $3,277 | $3,145+4.2% | $3,852-14.9% | $3,470-5.6% |
| Admin fee / account holder | $314 | $4,667-93.3% | $6,675-95.3% | $4,887-93.6% |