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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,534 | $168,636-53.4% | $147,618-46.8% | $125,388-37.4% |
| Participation rate | 44.4% | 88.8%-44.3pp | 84.6%-40.2pp | 83.2%-38.7pp |
| Annual return | -1.60% | 77.65%-79.2pp | 61.98%-63.6pp | 282.24%-283.8pp |
| Employer contribution / active EE | $1,512 | $6,252-75.8% | $5,565-72.8% | $4,866-68.9% |
| Participant deferral / active EE | $2,043 | $5,507-62.9% | $4,895-58.3% | $5,352-61.8% |
| Admin fee / account holder | $7,905 | $13,580-41.8% | $11,612-31.9% | $9,541-17.1% |