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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,922 | $78,694-34.0% | $67,652-23.3% | $125,389-58.6% |
| Participation rate | 91.7% | 78.8%+12.9pp | 75.7%+16.0pp | 83.2%+8.5pp |
| Annual return | -4.80% | 9.46%-14.3pp | 6625.40%-6630.2pp | 282.24%-287.0pp |
| Employer contribution / active EE | $5,796 | $3,044+90.4% | $2,266+155.8% | $4,866+19.1% |
| Participant deferral / active EE | $3,173 | $4,292-26.1% | $3,560-10.9% | $5,352-40.7% |
| Admin fee / account holder | $2,179 | $7,403-70.6% | $4,821-54.8% | $9,541-77.2% |