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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,815 | $106,524+35.9% | $152,301-4.9% | $87,485+65.5% |
| Participation rate | 97.4% | 75.8%+21.6pp | 82.4%+15.0pp | 68.9%+28.5pp |
| Annual return | 16.19% | 26.89%-10.7pp | 80.50%-64.3pp | 26.06%-9.9pp |
| Employer contribution / active EE | $3,077 | $3,371-8.7% | $4,624-33.5% | $2,596+18.5% |
| Participant deferral / active EE | $12,304 | $6,525+88.6% | $8,004+53.7% | $4,274+187.9% |
| Admin fee / account holder | $20,913 | $8,287+152.4% | $14,398+45.3% | $7,775+169.0% |