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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,768 | $102,422+16.0% | $147,117-19.3% | $80,959+46.7% |
| Participation rate | 97.8% | 75.9%+21.9pp | 82.2%+15.6pp | 67.7%+30.1pp |
| Annual return | 18.22% | 135.16%-116.9pp | 420.54%-402.3pp | 35.67%-17.5pp |
| Employer contribution / active EE | $2,333 | $3,717-37.3% | $4,932-52.7% | $2,757-15.4% |
| Participant deferral / active EE | $10,628 | $6,652+59.8% | $8,065+31.8% | $4,300+147.1% |
| Admin fee / account holder | $8,740 | $7,953+9.9% | $12,993-32.7% | $6,925+26.2% |