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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,524 | $175,231-18.1% | $149,696-4.1% | $139,466+2.9% |
| Participation rate | 88.9% | 83.4%+5.5pp | 78.8%+10.1pp | 80.3%+8.6pp |
| Annual return | 8.79% | 166.77%-158.0pp | 134.46%-125.7pp | 373.66%-364.9pp |
| Employer contribution / active EE | $7,309 | $5,478+33.4% | $4,821+51.6% | $4,754+53.7% |
| Participant deferral / active EE | $3,530 | $6,521-45.9% | $5,682-37.9% | $6,712-47.4% |
| Admin fee / account holder | $1,439 | $16,155-91.1% | $13,212-89.1% | $11,409-87.4% |