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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,440 | $52,884+20.0% | $84,753-25.1% | $55,167+15.0% |
| Participation rate | 69.2% | 67.5%+1.6pp | 76.6%-7.4pp | 69.0%+0.2pp |
| Annual return | 9.09% | 18.03%-8.9pp | 22.78%-13.7pp | 169.23%-160.1pp |
| Employer contribution / active EE | $1,442 | $2,233-35.5% | $3,574-59.7% | $1,963-26.6% |
| Participant deferral / active EE | $4,215 | $2,644+59.4% | $3,712+13.6% | $3,054+38.0% |
| Admin fee / account holder | $2,734 | $581+370.8% | $5,333-48.7% | $504+442.6% |