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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,305 | $197,637+85.8% | $177,848+106.5% | $158,982+131.0% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 49.95% | 58.77%-8.8pp | 48.33%+1.6pp | 302.99%-253.0pp |
| Employer contribution / active EE | $6,429 | $6,698-4.0% | $5,919+8.6% | $4,763+35.0% |
| Participant deferral / active EE | $15,850 | $8,405+88.6% | $7,714+105.5% | $5,983+164.9% |
| Admin fee / account holder | $30,205 | $15,406+96.1% | $12,431+143.0% | $11,252+168.5% |