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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,545 | $90,607-11.1% | $79,467+1.4% | $135,380-40.5% |
| Participation rate | 20.0% | 76.0%-56.0pp | 73.3%-53.3pp | 82.6%-62.6pp |
| Annual return | -4.30% | 977.74%-982.0pp | 718.30%-722.6pp | 519.81%-524.1pp |
| Employer contribution / active EE | $317 | $3,068-89.7% | $2,800-88.7% | $4,779-93.4% |
| Participant deferral / active EE | $2,297 | $4,050-43.3% | $3,704-38.0% | $5,609-59.1% |
| Admin fee / account holder | $359 | $5,895-93.9% | $5,104-93.0% | $10,828-96.7% |