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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,582 | $177,353+34.0% | $158,226+50.2% | $198,609+19.6% |
| Participation rate | 100.0% | 77.0%+23.0pp | 74.8%+25.2pp | 82.4%+17.6pp |
| Annual return | 10.85% | 599.50%-588.7pp | 501.41%-490.6pp | 202.70%-191.9pp |
| Employer contribution / active EE | $12,215 | $3,239+277.2% | $2,986+309.2% | $5,055+141.6% |
| Participant deferral / active EE | $3,240 | $4,615-29.8% | $4,317-24.9% | $6,977-53.6% |
| Admin fee / account holder | $2,436 | $10,960-77.8% | $10,217-76.2% | $19,030-87.2% |