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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,589 | $77,638-28.4% | $156,551-64.5% | $62,881-11.6% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | -21.04% | 50.33%-71.4pp | 32.23%-53.3pp | 20.14%-41.2pp |
| Employer contribution / active EE | $4,904 | $3,444+42.4% | $5,501-10.9% | $2,281+115.0% |
| Participant deferral / active EE | $2,494 | $3,046-18.1% | $4,871-48.8% | $3,203-22.1% |
| Admin fee / account holder | $20,677 | $5,561+271.8% | $13,028+58.7% | $4,296+381.3% |