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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,304 | $171,867+89.9% | $149,721+117.9% | $147,586+121.1% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 16.74% | 2113.36%-2096.6pp | 1501.67%-1484.9pp | 578.59%-561.9pp |
| Employer contribution / active EE | $7,456 | $6,275+18.8% | $5,444+36.9% | $4,876+52.9% |
| Participant deferral / active EE | $13,762 | $7,270+89.3% | $6,568+109.5% | $5,439+153.0% |
| Admin fee / account holder | $3,787 | $13,799-72.6% | $11,282-66.4% | $10,886-65.2% |