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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,139 | $106,923+274.2% | $84,023+376.2% | $152,909+161.7% |
| Participation rate | 50.0% | 75.3%-25.3pp | 69.0%-19.0pp | 82.5%-32.5pp |
| Annual return | 14.68% | 105.02%-90.3pp | 71.32%-56.6pp | 345.46%-330.8pp |
| Employer contribution / active EE | $3,411 | $2,735+24.7% | $1,984+71.9% | $4,764-28.4% |
| Participant deferral / active EE | $10,588 | $4,013+163.9% | $3,239+226.9% | $5,851+81.0% |
| Admin fee / account holder | $0 | $8,289-100.0% | $6,102-100.0% | $11,601-100.0% |