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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,363 | $73,848+179.4% | $143,799+43.5% | $68,486+201.3% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -20.42% | 0.91%-21.3pp | -0.04%-20.4pp | -7.85%-12.6pp |
| Employer contribution / active EE | $11,203 | $3,184+251.8% | $4,952+126.2% | $2,597+331.4% |
| Participant deferral / active EE | $7,264 | $3,385+114.6% | $5,638+28.8% | $4,028+80.4% |
| Admin fee / account holder | $2,017 | $5,755-64.9% | $14,677-86.3% | $5,404-62.7% |