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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,483 | $81,276+242.6% | $155,574+79.0% | $80,925+244.1% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 20.83% | 33.36%-12.5pp | 64.87%-44.0pp | 35.65%-14.8pp |
| Employer contribution / active EE | $11,172 | $3,103+260.0% | $4,676+138.9% | $2,756+305.3% |
| Participant deferral / active EE | $8,594 | $3,453+148.9% | $5,629+52.7% | $4,299+99.9% |
| Admin fee / account holder | $2,320 | $7,993-71.0% | $15,914-85.4% | $6,940-66.6% |