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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,483 | $81,233+242.8% | $155,567+79.0% | $80,874+244.3% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 20.83% | 33.33%-12.5pp | 64.74%-43.9pp | 35.62%-14.8pp |
| Employer contribution / active EE | $11,172 | $3,101+260.3% | $4,674+139.0% | $2,756+305.4% |
| Participant deferral / active EE | $8,594 | $3,452+148.9% | $5,628+52.7% | $4,297+100.0% |
| Admin fee / account holder | $2,320 | $7,998-71.0% | $15,916-85.4% | $6,935-66.6% |