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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,905 | $175,231-61.8% | $149,696-55.3% | $139,466-52.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 6.40% | 166.77%-160.4pp | 134.46%-128.1pp | 373.66%-367.3pp |
| Employer contribution / active EE | $13,079 | $5,478+138.8% | $4,821+171.3% | $4,754+175.1% |
| Participant deferral / active EE | $11,280 | $6,521+73.0% | $5,682+98.5% | $6,712+68.1% |
| Admin fee / account holder | $100,147 | $16,155+519.9% | $13,212+658.0% | $11,409+777.8% |