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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,524 | $102,245+60.9% | $89,340+84.2% | $137,256+19.9% |
| Participation rate | 61.1% | 74.9%-13.8pp | 69.6%-8.5pp | 80.0%-18.8pp |
| Annual return | 14.38% | 21.89%-7.5pp | 20.57%-6.2pp | 220.34%-206.0pp |
| Employer contribution / active EE | $1,348 | $2,529-46.7% | $2,231-39.6% | $4,156-67.6% |
| Participant deferral / active EE | $4,342 | $4,436-2.1% | $3,823+13.6% | $6,407-32.2% |
| Admin fee / account holder | $3,429 | $8,085-57.6% | $6,704-48.8% | $12,270-72.1% |