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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,978 | $96,524-68.9% | $75,900-60.5% | $152,909-80.4% |
| Participation rate | 77.8% | 76.2%+1.6pp | 69.3%+8.5pp | 82.5%-4.7pp |
| Annual return | 16.58% | 33.93%-17.4pp | 30.73%-14.2pp | 345.46%-328.9pp |
| Employer contribution / active EE | $989 | $3,311-70.1% | $2,501-60.5% | $4,764-79.2% |
| Participant deferral / active EE | $953 | $4,554-79.1% | $3,604-73.5% | $5,851-83.7% |
| Admin fee / account holder | $1,960 | $8,082-75.7% | $5,421-63.8% | $11,601-83.1% |