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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,420 | $115,810+43.7% | $101,271+64.3% | $158,966+4.7% |
| Participation rate | 66.7% | 79.4%-12.7pp | 75.8%-9.1pp | 82.0%-15.3pp |
| Annual return | 22.55% | 56.15%-33.6pp | 46.48%-23.9pp | 302.95%-280.4pp |
| Employer contribution / active EE | $1,068 | $4,175-74.4% | $3,660-70.8% | $4,762-77.6% |
| Participant deferral / active EE | $5,428 | $4,958+9.5% | $4,371+24.2% | $5,983-9.3% |
| Admin fee / account holder | $1,376 | $7,248-81.0% | $5,948-76.9% | $11,250-87.8% |