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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,706 | $110,410+143.4% | $102,437+162.3% | $145,897+84.2% |
| Participation rate | 77.8% | 77.9%-0.2pp | 74.5%+3.3pp | 80.3%-2.5pp |
| Annual return | 13.69% | 24.85%-11.2pp | 24.95%-11.3pp | 552.29%-538.6pp |
| Employer contribution / active EE | $3,425 | $4,217-18.8% | $3,871-11.5% | $4,663-26.5% |
| Participant deferral / active EE | $8,220 | $5,622+46.2% | $5,060+62.5% | $6,689+22.9% |
| Admin fee / account holder | $3,032 | $9,745-68.9% | $8,388-63.9% | $13,390-77.4% |