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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,653 | $154,193-76.2% | $130,045-71.8% | $139,466-73.7% |
| Participation rate | 85.7% | 82.0%+3.8pp | 78.5%+7.2pp | 80.3%+5.4pp |
| Annual return | 13.94% | 32.51%-18.6pp | -137.30%+151.2pp | 373.66%-359.7pp |
| Employer contribution / active EE | $9,675 | $5,292+82.8% | $4,321+123.9% | $4,754+103.5% |
| Participant deferral / active EE | $19,276 | $6,709+187.3% | $5,820+231.2% | $6,712+187.2% |
| Admin fee / account holder | $2,475 | $13,989-82.3% | $10,600-76.6% | $11,409-78.3% |