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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,858 | $202,342-25.4% | $172,752-12.7% | $152,897-1.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 19.35% | 1029.83%-1010.5pp | 802.97%-783.6pp | 345.43%-326.1pp |
| Employer contribution / active EE | $3,231 | $5,858-44.8% | $5,144-37.2% | $4,764-32.2% |
| Participant deferral / active EE | $6,731 | $5,948+13.2% | $5,198+29.5% | $5,851+15.0% |
| Admin fee / account holder | $1,539 | $17,111-91.0% | $13,955-89.0% | $11,599-86.7% |