Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,366 | $94,529-52.0% | $140,019-67.6% | $64,173-29.3% |
| Participation rate | 48.5% | 84.1%-35.6pp | 87.5%-39.0pp | 69.6%-21.1pp |
| Annual return | -7.58% | 7.77%-15.3pp | 651.17%-658.7pp | 7.63%-15.2pp |
| Employer contribution / active EE | $0 | $3,812-100.0% | $5,605-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $6,856 | $5,250+30.6% | $6,927-1.0% | $3,470+97.6% |
| Admin fee / account holder | $397 | $6,741-94.1% | $10,705-96.3% | $4,887-91.9% |