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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,763 | $97,550-1.8% | $120,344-20.4% | $87,485+9.5% |
| Participation rate | 95.3% | 72.8%+22.5pp | 76.7%+18.6pp | 68.9%+26.4pp |
| Annual return | 14.54% | 18.41%-3.9pp | 20.30%-5.8pp | 26.06%-11.5pp |
| Employer contribution / active EE | $2,725 | $2,291+19.0% | $3,020-9.8% | $2,596+5.0% |
| Participant deferral / active EE | $4,054 | $4,230-4.2% | $5,135-21.1% | $4,274-5.1% |
| Admin fee / account holder | $6,411 | $9,543-32.8% | $12,742-49.7% | $7,775-17.5% |