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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,263 | $86,949-7.7% | $102,460-21.7% | $80,959-0.9% |
| Participation rate | 95.6% | 72.4%+23.2pp | 76.5%+19.0pp | 67.7%+27.9pp |
| Annual return | 9.94% | 18.89%-9.0pp | 29.47%-19.5pp | 35.67%-25.7pp |
| Employer contribution / active EE | $5,521 | $2,370+133.0% | $3,025+82.5% | $2,757+100.3% |
| Participant deferral / active EE | $3,527 | $4,121-14.4% | $5,056-30.2% | $4,300-18.0% |
| Admin fee / account holder | $7,454 | $8,048-7.4% | $9,460-21.2% | $6,925+7.6% |