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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,763 | $95,453+0.3% | $112,040-14.5% | $82,448+16.2% |
| Participation rate | 95.3% | 72.8%+22.6pp | 76.5%+18.9pp | 68.1%+27.3pp |
| Annual return | 14.54% | 23.92%-9.4pp | 24.52%-10.0pp | 41.64%-27.1pp |
| Employer contribution / active EE | $2,725 | $2,318+17.6% | $2,954-7.7% | $2,551+6.8% |
| Participant deferral / active EE | $4,054 | $4,224-4.0% | $5,098-20.5% | $4,139-2.1% |
| Admin fee / account holder | $6,411 | $9,013-28.9% | $12,098-47.0% | $7,234-11.4% |