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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,341 | $215,361-88.7% | $171,082-85.8% | $273,972-91.1% |
| Participation rate | 93.8% | 82.0%+11.7pp | 76.7%+17.1pp | 83.0%+10.7pp |
| Annual return | 9.33% | 25.14%-15.8pp | 32.56%-23.2pp | 41.46%-32.1pp |
| Employer contribution / active EE | $6,310 | $4,967+27.0% | $4,002+57.7% | $4,869+29.6% |
| Participant deferral / active EE | $3,694 | $5,543-33.4% | $4,797-23.0% | $5,287-30.1% |
| Admin fee / account holder | $559 | $10,846-94.8% | $8,520-93.4% | $10,133-94.5% |