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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,909 | $209,422-41.3% | $178,503-31.1% | $158,982-22.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 11.85% | 188.81%-177.0pp | 151.12%-139.3pp | 302.99%-291.1pp |
| Employer contribution / active EE | $7,500 | $5,707+31.4% | $5,011+49.7% | $4,763+57.5% |
| Participant deferral / active EE | $10,991 | $5,955+84.6% | $5,202+111.3% | $5,983+83.7% |
| Admin fee / account holder | $571 | $17,079-96.7% | $13,987-95.9% | $11,252-94.9% |