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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,145 | $93,124+38.7% | $77,100+67.5% | $134,545-4.0% |
| Participation rate | 68.2% | 74.5%-6.3pp | 67.9%+0.3pp | 81.2%-13.1pp |
| Annual return | -15.00% | 62.68%-77.7pp | 42.35%-57.4pp | 418.37%-433.4pp |
| Employer contribution / active EE | $3,174 | $3,421-7.2% | $2,815+12.8% | $4,742-33.1% |
| Participant deferral / active EE | $4,753 | $5,242-9.3% | $4,430+7.3% | $6,401-25.8% |
| Admin fee / account holder | $468 | $6,970-93.3% | $5,443-91.4% | $11,431-95.9% |