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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,543 | $97,125+36.5% | $86,233+53.7% | $137,256-3.4% |
| Participation rate | 65.2% | 74.2%-9.0pp | 69.0%-3.8pp | 80.0%-14.7pp |
| Annual return | 11.55% | 74.19%-62.6pp | 61.39%-49.8pp | 220.34%-208.8pp |
| Employer contribution / active EE | $3,358 | $2,841+18.2% | $2,504+34.1% | $4,156-19.2% |
| Participant deferral / active EE | $5,399 | $5,180+4.2% | $4,559+18.4% | $6,407-15.7% |
| Admin fee / account holder | $70,503 | $9,725+625.0% | $8,342+745.1% | $12,270+474.6% |