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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,173 | $82,678+127.6% | $125,391+50.1% | $68,490+174.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -23.78% | -5.97%-17.8pp | 572.41%-596.2pp | -7.85%-15.9pp |
| Employer contribution / active EE | $5,035 | $3,382+48.9% | $4,816+4.5% | $2,597+93.9% |
| Participant deferral / active EE | $10,443 | $6,111+70.9% | $7,448+40.2% | $4,028+159.3% |
| Admin fee / account holder | $7,626 | $6,277+21.5% | $10,009-23.8% | $5,403+41.2% |