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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,033 | $106,005+9.5% | $92,239+25.8% | $147,585-21.4% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 7.53% | 50.05%-42.5pp | 176.29%-168.8pp | 578.58%-571.1pp |
| Employer contribution / active EE | $2,025 | $4,333-53.3% | $3,680-45.0% | $4,876-58.5% |
| Participant deferral / active EE | $3,596 | $4,478-19.7% | $3,897-7.7% | $5,439-33.9% |
| Admin fee / account holder | $656 | $6,333-89.6% | $5,194-87.4% | $10,886-94.0% |