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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,624 | $197,603+40.0% | $177,827+55.6% | $158,950+74.0% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 6.83% | 58.76%-51.9pp | 48.32%-41.5pp | 302.91%-296.1pp |
| Employer contribution / active EE | $7,502 | $6,698+12.0% | $5,918+26.8% | $4,762+57.5% |
| Participant deferral / active EE | $10,117 | $8,404+20.4% | $7,713+31.2% | $5,983+69.1% |
| Admin fee / account holder | $4,949 | $15,402-67.9% | $12,429-60.2% | $11,248-56.0% |