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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,447 | $100,194+54.1% | $122,979+25.6% | $86,983+77.6% |
| Participation rate | 89.3% | 73.0%+16.3pp | 77.2%+12.1pp | 69.5%+19.7pp |
| Annual return | 10.72% | 16.47%-5.8pp | 20.12%-9.4pp | 25.83%-15.1pp |
| Employer contribution / active EE | $1,271 | $2,326-45.3% | $3,062-58.5% | $2,584-50.8% |
| Participant deferral / active EE | $2,986 | $4,133-27.8% | $5,003-40.3% | $4,194-28.8% |
| Admin fee / account holder | $5,633 | $10,148-44.5% | $12,864-56.2% | $7,856-28.3% |