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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,780 | $209,422+5.4% | $178,503+23.7% | $158,982+38.9% |
| Participation rate | 71.4% | 86.4%-14.9pp | 81.9%-10.5pp | 82.0%-10.5pp |
| Annual return | 11.42% | 188.81%-177.4pp | 151.12%-139.7pp | 302.99%-291.6pp |
| Employer contribution / active EE | $2,376 | $5,707-58.4% | $5,011-52.6% | $4,763-50.1% |
| Participant deferral / active EE | $3,304 | $5,955-44.5% | $5,202-36.5% | $5,983-44.8% |
| Admin fee / account holder | $36,874 | $17,079+115.9% | $13,987+163.6% | $11,252+227.7% |