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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,150 | $78,423+30.3% | $95,964+6.4% | $79,856+27.9% |
| Participation rate | 80.6% | 73.5%+7.1pp | 77.1%+3.5pp | 69.6%+10.9pp |
| Annual return | 5.61% | 19.37%-13.8pp | 91.64%-86.0pp | 31.71%-26.1pp |
| Employer contribution / active EE | $2,057 | $1,945+5.7% | $2,541-19.0% | $2,471-16.8% |
| Participant deferral / active EE | $3,821 | $3,440+11.1% | $4,167-8.3% | $3,741+2.2% |
| Admin fee / account holder | $2,106 | $5,622-62.5% | $6,797-69.0% | $5,306-60.3% |