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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,336 | $108,285-84.9% | $77,552-78.9% | $158,982-89.7% |
| Participation rate | 30.8% | 64.4%-33.7pp | 54.2%-23.4pp | 82.0%-51.2pp |
| Annual return | 11.63% | 31.69%-20.1pp | 54.82%-43.2pp | 302.99%-291.4pp |
| Employer contribution / active EE | $0 | $1,325-100.0% | $987-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $95 | $2,455-96.1% | $1,861-94.9% | $5,983-98.4% |
| Admin fee / account holder | $0 | $3,709-100.0% | $2,859-100.0% | $11,252-100.0% |