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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,578 | $127,387+6.4% | $115,038+17.9% | $125,389+8.1% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -4.54% | 31.28%-35.8pp | 26.14%-30.7pp | 282.24%-286.8pp |
| Employer contribution / active EE | $4,286 | $5,166-17.0% | $4,608-7.0% | $4,866-11.9% |
| Participant deferral / active EE | $4,234 | $6,423-34.1% | $6,026-29.7% | $5,352-20.9% |
| Admin fee / account holder | $3,881 | $9,516-59.2% | $8,175-52.5% | $9,541-59.3% |