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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,337 | $91,179-28.3% | $178,499-63.4% | $79,852-18.2% |
| Participation rate | 96.0% | 69.2%+26.8pp | 81.9%+14.1pp | 69.6%+26.4pp |
| Annual return | 14.91% | 24.19%-9.3pp | 151.10%-136.2pp | 31.72%-16.8pp |
| Employer contribution / active EE | $2,376 | $3,256-27.0% | $5,011-52.6% | $2,471-3.9% |
| Participant deferral / active EE | $3,684 | $3,236+13.8% | $5,202-29.2% | $3,740-1.5% |
| Admin fee / account holder | $798 | $6,749-88.2% | $13,986-94.3% | $5,306-85.0% |