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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,625 | $88,672+95.8% | $105,223+65.0% | $82,448+110.6% |
| Participation rate | 63.2% | 67.9%-4.8pp | 75.0%-11.9pp | 68.1%-4.9pp |
| Annual return | 13.58% | 30.86%-17.3pp | 180.65%-167.1pp | 41.64%-28.1pp |
| Employer contribution / active EE | $1,509 | $3,048-50.5% | $3,689-59.1% | $2,551-40.9% |
| Participant deferral / active EE | $2,880 | $4,036-28.6% | $5,072-43.2% | $4,139-30.4% |
| Admin fee / account holder | $3 | $7,146-100.0% | $8,859-100.0% | $7,234-100.0% |