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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,145 | $67,411+110.9% | $91,004+56.2% | $70,126+102.7% |
| Participation rate | 92.0% | 71.4%+20.6pp | 75.6%+16.4pp | 69.5%+22.5pp |
| Annual return | 12.09% | -40.16%+52.3pp | 4.60%+7.5pp | 73.15%-61.1pp |
| Employer contribution / active EE | $0 | $1,786-100.0% | $2,456-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $2,775 | $2,823-1.7% | $3,548-21.8% | $3,332-16.7% |
| Admin fee / account holder | $3,141 | $4,236-25.8% | $5,417-42.0% | $4,645-32.4% |