Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,917 | $49,025-12.5% | $87,502-51.0% | $62,881-31.7% |
| Participation rate | 38.7% | 64.9%-26.2pp | 73.8%-35.1pp | 69.3%-30.6pp |
| Annual return | 4.13% | 10.02%-5.9pp | 12.21%-8.1pp | 20.14%-16.0pp |
| Employer contribution / active EE | $0 | $1,372-100.0% | $2,550-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $403 | $2,289-82.4% | $3,149-87.2% | $3,203-87.4% |
| Admin fee / account holder | $527 | $4,065-87.0% | $4,221-87.5% | $4,296-87.7% |