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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,658 | $72,273-24.4% | $101,275-46.0% | $79,856-31.6% |
| Participation rate | 70.9% | 68.5%+2.4pp | 75.8%-4.9pp | 69.6%+1.3pp |
| Annual return | 9.17% | 22.30%-13.1pp | 46.48%-37.3pp | 31.71%-22.5pp |
| Employer contribution / active EE | $1,762 | $2,691-34.5% | $3,660-51.8% | $2,471-28.7% |
| Participant deferral / active EE | $2,173 | $3,282-33.8% | $4,371-50.3% | $3,741-41.9% |
| Admin fee / account holder | $2,562 | $4,401-41.8% | $5,948-56.9% | $5,306-51.7% |