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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $437,281 | $96,558+352.9% | $80,977+440.0% | $273,972+59.6% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | 8.34% | 15.14%-6.8pp | 17.11%-8.8pp | 41.46%-33.1pp |
| Employer contribution / active EE | $16,050 | $4,869+229.6% | $3,715+332.1% | $4,869+229.7% |
| Participant deferral / active EE | $12,218 | $6,598+85.2% | $5,696+114.5% | $5,287+131.1% |
| Admin fee / account holder | $7,281 | $7,493-2.8% | $5,517+32.0% | $10,133-28.1% |