Retirement plan

AMERICAN CRUISE LINES, INC. 401(K) PROFIT SHARING PLAN

Name: AMERICAN CRUISE LINES, INC. - AMERICAN CRUISE LINES, INC. 401(K) PROFIT SHARING PLAN (2017) Form 5500
Creator: AMERICAN CRUISE LINES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, AMERICAN CRUISE LINES, INC. 401(K) PROFIT SHARING PLAN, AMERICAN CRUISE LINES, INC.

AMERICAN CRUISE LINES, INC.EIN 06-1324808Plan #001PY 2017

741 BOSTON POST ROAD - GUILFORD, CT 06437203-458-5700americancruiselines.comLinkedIn501-1000 employeesleisure, travel & tourism

Prospect flagsLow participationRecently reached 100 employees

How to read this page

Total assets (EOY)

$3.8M

+38.1% from 2016

Total participants

218

+8.5% from 2016

Average account balance

$33,481

+18.6% from 2016

Annual return

15.64%

+8.07 pp from 2016

Benchmarks

See 584 peers

Peer group

Industry71 - Arts, Entertainment, and Recreation

Plan typeDefined contribution

Participants100-249

Cohort584 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$14.79M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$31K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

475

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

25.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.91M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.27%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$137

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
STADION MONEY MANAGEMENT1 year Filed as: STADION MONEY MANAGEMENT, INC. Service code 51 · EIN 58-2099805	Investment Mgmt Fees	$6,912

Plan features & details

Pension benefit codes2E2G2J2K3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
InformationalRecently reached 100 employees
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.

Expense breakdown

Schedule H Part II

Admin total

$8K

$46 / participant

Investment mgmt$8K100.0%

% of EOY assets

0.219%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CARON & BLETZER, PLLC
Auditor EIN: 043499945
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$33,481

$63,156-47.0%

$122,354-72.6%

$62,293-46.3%

Participation rate

42.0%

60.0%-18.0pp

71.6%-29.7pp

69.5%-27.5pp

Annual return

15.64%

20.61%-5.0pp

30.28%-14.6pp

28.90%-13.3pp

Employer contribution / active EE

$1,407

$1,385+1.6%

$4,051-65.3%

$2,042-31.1%

Participant deferral / active EE

$2,302

$2,321-0.8%

$3,287-30.0%

$3,169-27.4%

Admin fee / account holder

$73

$440-83.3%

$5,479-98.7%

$479-84.7%

Provider

Service type

Compensation

STADION MONEY MANAGEMENT1 year

Filed as: STADION MONEY MANAGEMENT, INC.

Service code 51 · EIN 58-2099805

Investment Mgmt Fees

$6,912

AMERICAN CRUISE LINES, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

AMERICAN CRUISE LINES, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion