Retirement plan

HRW ASSOCIATES, INC. RETIREMENT PLAN

Name: HRW ASSOCIATES. INC. D/B/A SANDITZ TRAVEL - HRW ASSOCIATES, INC. RETIREMENT PLAN (2017) Form 5500
Creator: HRW ASSOCIATES. INC. D/B/A SANDITZ TRAVEL
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, HRW ASSOCIATES, INC. RETIREMENT PLAN, HRW ASSOCIATES. INC. D/B/A SANDITZ TRAVEL

HRW ASSOCIATES. INC. D/B/A SANDITZ TRAVELEIN 06-1321952Plan #001PY 2017

98 WASHINGTON STREET - MIDDLETOWN, CT 06457860-346-5511

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$2.1M

+20.1% from 2016

Total participants

-9.8% from 2016

Average account balance

$66,397

+38.8% from 2016

Annual return

16.68%

+9.40 pp from 2016

Benchmarks

See 3,723 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants25-99

Cohort3,723 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.00M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$118K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

85.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$42K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.53%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$29

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$9K

$225 / participant

Other / not subdivided$9K100.0%

% of EOY assets

0.435%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$66,397

$47,848+38.8%

$81,473-18.5%

$70,126-5.3%

Participation rate

65.9%

58.3%+7.6pp

68.0%-2.1pp

69.5%-3.7pp

Annual return

16.68%

27.25%-10.6pp

38.78%-22.1pp

73.15%-56.5pp

Employer contribution / active EE

$1,527-100.0%

$2,568-100.0%

$2,343-100.0%

Participant deferral / active EE

$1,677

$2,453-31.6%

$3,537-52.6%

$3,332-49.7%

Admin fee / account holder

$289

$3,145-90.8%

$4,561-93.7%

$4,645-93.8%

HRW ASSOCIATES, INC. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

HRW ASSOCIATES, INC. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion