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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,852 | $201,344+101.1% | $184,243+119.7% | $145,877+177.5% |
| Participation rate | 72.7% | 87.5%-14.8pp | 86.8%-14.1pp | 80.3%-7.6pp |
| Annual return | 9.73% | 29.01%-19.3pp | 28.82%-19.1pp | 551.28%-541.6pp |
| Employer contribution / active EE | $4,056 | $7,022-42.2% | $6,427-36.9% | $4,663-13.0% |
| Participant deferral / active EE | $11,574 | $9,807+18.0% | $9,132+26.7% | $6,691+73.0% |
| Admin fee / account holder | $417 | $16,382-97.5% | $13,914-97.0% | $13,402-96.9% |