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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,407 | $114,013+51.2% | $103,693+66.3% | $155,188+11.1% |
| Participation rate | 64.7% | 75.2%-10.5pp | 72.6%-7.9pp | 80.8%-16.1pp |
| Annual return | 11.20% | 49.31%-38.1pp | 47.61%-36.4pp | 148.84%-137.6pp |
| Employer contribution / active EE | $6,213 | $3,131+98.4% | $2,920+112.8% | $4,248+46.3% |
| Participant deferral / active EE | $12,863 | $4,970+158.8% | $4,579+180.9% | $6,531+97.0% |
| Admin fee / account holder | $37,512 | $8,407+346.2% | $7,858+377.4% | $14,480+159.1% |