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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,072 | $90,486-46.9% | $78,676-38.9% | $273,972-82.5% |
| Participation rate | 92.3% | 76.5%+15.8pp | 73.6%+18.7pp | 83.0%+9.3pp |
| Annual return | 7.84% | 75.62%-67.8pp | 62.19%-54.3pp | 41.46%-33.6pp |
| Employer contribution / active EE | $1,932 | $3,175-39.2% | $2,850-32.2% | $4,869-60.3% |
| Participant deferral / active EE | $4,367 | $3,901+11.9% | $3,517+24.2% | $5,287-17.4% |
| Admin fee / account holder | $4,271 | $5,263-18.9% | $4,510-5.3% | $10,133-57.9% |