Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,619 | $69,012-20.9% | $160,009-65.9% | $68,486-20.2% |
| Participation rate | 46.8% | 65.4%-18.6pp | 78.0%-31.2pp | 67.9%-21.1pp |
| Annual return | -20.95% | -9.65%-11.3pp | 408.85%-429.8pp | -7.85%-13.1pp |
| Employer contribution / active EE | $0 | $2,212-100.0% | $4,225-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $5,388 | $4,212+27.9% | $6,183-12.9% | $4,028+33.8% |
| Admin fee / account holder | $3,811 | $4,798-20.6% | $8,715-56.3% | $5,404-29.5% |